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Loan Comparison Calculator
Compare two loans side-by-side

Loan A

Amount
Rate (%)
Tenure (Years)

Loan B

Amount
Rate (%)
Tenure (Years)
Loan ALoan BDifference
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Why Compare Loans?

Even a 0.5% difference in interest rates can significantly alter the total cost of a loan over long periods. Comparing loans helps you find the most cost-effective option.

EMI Formula

EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ - 1)

We calculate the total payment for both loans and show you the exact difference in total interest paid.

Simple Scenario

You want a ₹10 Lakh loan for 5 years. Bank A offers it at 10% (EMI: ₹21,247), Bank B offers it at 9.5% (EMI: ₹21,002). By choosing Bank B, that 0.5% difference saves you ₹14,715 in total interest over 5 years!